Today, I received an American Express Card statement in the mail. That wouldn't be too strange if not for the fact I haven't used the card in over a year. So I took a look and apparently I've been awarded a settlement in a class action lawsuit, and I now have a credit in my account.

I didn't remember reading anything about a lawsuit, so I did some research. The result of the research is that there is a lot of junk and useless information, and it's getting more and more difficult to sort it out.

It turns out that American Express postpones depositing and accounting for any customer payment received after 10:00 am on the date due until the following day. I was never charged any late fees, so I'm not sure why I'm affected by this. Now I have to think of something to do with the $0.14. I'll try not to spend it all in one place.

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