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Wall Street Journal Offers Some Free Content

Many years ago, as a reader of The Motley Fool, I came across a community of people who repeatedly jump from one 0% APR credit card offer to another 0% offer. It sounds like a good way to maintain a credit card balance without paying interest, if you don't slip up and miss a payment.

Some people have found some success in transferring money to their checking account from a credit card with one of the 0% offers. This way, they can earn interest while paying back the card each month. Personally, I haven't decided if the effort necessary for these tricks is worth the small amount of interest gained.

I am reminded of this by Terri Cullen's Fiscally Fit column in the Wall Street Journal today. She warns that these deals often come with steep fees and penalties. She even includes a couple tables outlining what you would expect if you transfer a balnce with a 0% APR and continue making charges to the card (often a requirement) with a 12.99% APR.

A side note: This is a free article from the Wall Street Journal. They have a somewhat new policy to "reach out to bloggers to let them know about certain articles from the print and online Journal" available to nonsubscribers.

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