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Blueprint for Financial Prosperity

A helpful guide to financial security, independence and untold riches.

  Channel Home | General (25) | Hearth and Home (20) | Insurance (4) | Investing (20) | Product Review (9) | Shopping (23) | Taxes (5) |
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You Have Terrible (Mutual Fund) Timing

(Apr 3) Originally published on 3/5 That's what a study, titled "Dumb Money: Mutual Fund Flows and the Cross-Section of Stock Returns," conducted by two finance professors has concluded. Andrea Frazzini of the University of Chicago and Owen A. Lamont of Yale conducted a study that showed that mutual fund investors tend to enter a fund as ...    Read
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I Dont Know If I Like The Citi mtvU Card

(Apr 3) Originally published on 3/3 The Citi mtvU Platinum Select Visa Card I applied for about a week ago came in today and along with it a directory of services. The card itself is part of the ThankYou Network program that Citi runs where you get points, instead of straight cash back, and it comes with ...    Read

Under Warranty Repair - '03 Celica

(Mar 12) Originally published on 3/1/06 I purchased my Toyota Celica from a private citizen in Florida and have been very satisfied with my purchase, with one minor notable exception. The lift supports (the hydrolic-looking supports that lift and hold the hatchback) always seemed to be extremely weak under cold weather conditions (low pressure) and did a ...    Read

TurboTax To Increase Price on April 1st

(Mar 11) Originally published 3/1/06 Here's another reason not to wait to file your taxes (unless you owe money), TurboTax will increase prices on April 1st! I was reading through a Washington Post article today discussing the various ways you can file your taxes and one of the notable things in the article worth mentioning on its ...    Read

Limit of 6 ACH Transfers on Savings Accounts

(Mar 8) Originally published here, current 7 comments posted. There is a limit of six transfers, ACH or otherwise, per statement cycle on savings accounts as mandated by the Federal Reserve board Regulation D, which defines the rules of each account type and its reserve requirement. Why is this important? With the advent of credit card ...    Read

Certificates of Deposit Arent Worth It

(Feb 25) Originally published 1/23/06 Certificates of Deposit (CDs) no longer offer an attractive enough interest rate for it to be worth it. If you take a look at ING Direct's Orange CDs, you're looking at a 6 month commitment earning you a mere 4.15% APY compared to their Credit Cards of 4.0% APY on their Orange ...    Read

Taxes Should Affect Your Stock Decisions

(Feb 22) Originally published on 1/6 You bought shares of That Next Great Thing Corp. and they were right, they were that next great thing and their shares quadrupled in six months. You've been high-fiving all your co-workers and buying birthday cakes for your dog (and it isn't even Fido's birthday) but you're starting to get worried ...    Read

How To Predict Supermarket Sales

(Feb 22) Originally published on 1/5 Learning how to predict supermarket and grocery store sales is so simple, a grade schooler could do it. All you have to do is pick up your Saturday circulars! Yeah, so I cheated a little, I hope you can forgive me. Typically supermarkets will advertise all their sales on Saturday when ...    Read

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